£400 Loan with Flexible Repayment.

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£400 Loan – Enough to cover most emergencies

If your car has failed its MOT, or the boiler has packed up, the amount of money that you could need to find quickly can be significant. If you don’t have the money in your bank account, you may need to apply for a loan, such as a £400 online loan. The application process is quick and simple and you can get a decision on your £400 loan application instantly. We know that if you need to borrow £400 it is likely that you need it quickly, so our partner’s lenders will send the money to your bank account within 15 minutes† of your application being accepted.

Questions answered in this guide

Q1 – I need a £400 emergency loan, can you help?
Q2 – Can I get a £400 loan today?
Q3 – I have a bad credit rating, can I still borrow?

I need a £400 emergency loan, can you help?

The flexibility of most direct lenders now means that borrowing £400 has never been simpler, with instant decisions and same day pay outs, allowing you to deal with emergency situations quickly. There is a range of repayment options available too, meaning that you don’t have to find the whole amount on your next payday. With repayment plans of 3 to 36 months, our partner can find a loan to fit virtually any budget for £400 loans.

Can I get a £400 loan today?

At New Horizons, every lender that our partner works with has to meet certain criteria. One such criterion is that they must be able to provide an instant decision to a customer’s application. Our partner’s technology means that they can provide every customer with a decision in less than a minute. If your application is accepted, then the lender will pay your loan out on the same day.

I have a bad credit rating, can I still borrow?

At New Horizons, we believe that everyone should have access to credit in times of emergency, including those who have a bad credit rating. The direct lenders that our partner works with specialise in offering loans to people who have been declined elsewhere. Whether you have a CCJ or default, they may still be able to help. Many of their lenders offer £400 loans for bad credit and our eligibility checker allows you to see if you have been accepted without leaving a footprint on your credit file.

If you are struggling with your debts and require assistance. You can speak to the companies below, free of charge.

moneyadviceservice.org.uk
stepchange.org
nationaldebtline.org