£50 to £2500 paid out by 6:46am

Fast 3 to 18 month loans.

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Customer Rated

Representative APR 278%.

Representative Example: £500 borrowed for 90 days. Total amount repayable £672.60 in 3 monthly instalments of £224.20. Total Interest £172.60. Interest Rate 140.0% (variable). †Once approved, your cash will be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

How we compare

Short term loan service
Why use us?
How much can new customers borrow?
Up to £2500
No fees, ever
What are the repayment terms?
3 to 18 Months
No paperwork
Approximate monthly cost of borrowing £100
£13
No obligation
Percentage of people offered financial help
92%
Instant offer
Can I repay in installments
Yes
Easy repayment
Do we credit check?*
No
No credit footprint

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We're a fully regulated and authorised credit broker and not a lender. Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances - we compare short term loans from over 50 lenders to get you the best APR possible for you. Loan term lengths from 3 to 18 months.

Short Term Loan Process

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We find the best rate from our panel of lenders

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We find 1000's of applicants a loan everyday

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Quick loan within 15 minutes

Flexible Repayment

100% no obligation quote

Ready for a quick loan?

Access £50 to £2500 today

No Credit Check Loan

Find your best rate loan without needing a credit check.

Our ‘Soft Credit Match’ technology matches your profile to over 50 Financial Conduct Authority (FCA) approved loan companies without leaving any mark on your credit record.

With no obligation & no cost – it’s the best way to find a loan with no credit check.*

Get Your CreditMatch®

Responsible Borrowing Information

At New Horizons, we take responsible borrowing very seriously and do our best to ensure any loan applied for is affordable. Please only apply for a loan that you can afford to repay and ensure you read the terms and conditions of a loan agreement.

Max/Min Terms of Repayment & Max APR – The loans offered on this website have minimum repayment terms of 90 days (3 months) and maximum repayment terms of 540 days (18 months). Lending rates vary from 9.3% APR to a maximum APR of 1294% APR depending on your circumstances.

Collections Process – If you’re having difficulty making a payment please contact the lender directly. Should the situation remain unresolved the lender may reserve the right to pass your details onto a third party collections agency.

Implications of Non-Payment – We always recommend repaying within the agreed timeframe. Each lender has their own policies with regards to fees and interest, and how they collect outstanding debts. Most will contact you by phone or letter in order to rearrange payment. Non-payment may result in charges and/or raised interest. We suggest contacting your lender as soon as you are aware there is a problem, as otherwise, it may be noted on your credit record.

Late Payment – If you are unable to make your repayment on time then you should contact your lender immediately. Lenders may charge a late payment fee which could range between £1 – £100. This will vary between lenders. For more information please read the terms and conditions of your loan agreement.

Renewal Policy – If you wish to renew your loan, you should contact your lender in advance. Most lenders will charge the same rate of interest and fees for another month on the entire amount owed. In the event of non-payment, a loan renewal/extension could be automatic and further interest and/or charges may be added to your account.

Our Favourite Loans

  • £1000 Loan over 12 months £104.96 Per Month at 68.7% APR*
  • £500 Loan over 12 months £58.74 Per Month at 68.7% APR*
  • £300 Loan over 6 months £60.48 Per Month at 68.7% APR*
  • £200 Loan over 3 months £74.44 Per Month at 68.7% APR*
  • £100 Loan over 3 months £37.22 Per Month at 68.7% APR*
*For illustrative purposes only Apply Now

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