£50 to £2500 paid out by 4:01am†

Fast 3 to 18 month online loans.

Not sure if you'll be accepted?

Secure UK Site Secure UK Site

100% No obligation loan quote

Accept and get your cash in 15 minutes †

We don't charge any fees, ever!

We don't credit check*

Representative APR 239.7%.

Representative Example: £500 borrowed for 5 months. Total amount repayable £1,003.58 in 5 monthly instalments of £200.72. Total Interest £503.66. Interest Rate 239.7% pa (variable). Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Loan term lengths from 3 to 18 months.
†Loan amount subject to lender's requirements and approval. Once approved, your cash will be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

How we compare

Short Term Loans
Why use us?
How much can new customers borrow?
Up to £2500
No fees, ever!
What are the repayment terms?
3 to 18 Months
No paperwork
Approximate monthly cost of borrowing £100
£13
No obligation quote
Percentage of people accepted
92%
Instant offer
Can I repay in instalments
Yes
Flexible repayment
Do we credit check?*
No
No credit footprint

Borrow money today

Apply for a loan

We're a broker and not a lender. Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances - we compare short-term loans from over 50 lenders. Loan term lengths from 3 to 18 months.

It's easy with CreditMatch

Apply Online

Secure & confidential 256 bit protection

Get the Best Rate

We find the best rate from a panel of lenders

Instant Approval

Every day we accept 1000's of applications

Get Cash in Minutes

Loans paid within 15 minutes †

Flexible Repayment

100% no obligation quote

Ready for a quick loan?

Access £50 to £2500 today

Not sure if you'll be accepted?

What our customers say...

Feefo logo
I applied for a £1000 loan on this website and was approved straight away. I even got the money in my bank within the hour. I was sceptical when I read that the money would be in my account straight away so I was pleasantly surprised. Very very good.

Amanda

Couldn’t have done an application and received money in my bank account any quicker, excellent service and will definitely be using again.

Clint

Amazing! The loan was in my bank account really quickly. I tried a few other companies first but New Horizons was the only one that found me a loan!

Coleen

I found New Horizon helpful with all the questions I had and they were able to put my mind at ease. Couldn't have asked for anything better

William

I'm really happy with the customer experience. I applied for a loan and had the money in my account within half an hour. I have to say that everything was done quickly and efficiently and I found the experience quite simple.

Kayleen

I have a bit of a shaky credit rating but I wanted to pay my credit cards off. New Horizons found me a loan really quickly and its saved me a lot of money every month.

Sheryl

When I was young I ruined my credit rating, but now on the road to repair...this site has helped me massively when all other companies declined me. I always pay back every month without fail and when I'm in need before payday...New Horizons save the day every time!! Magnificent company and 5-star service!

Hana

I needed a loan desperately as my car failed its MOT and I need my car to get to work. I found New Horizons through google and like the look of the website. The application was simple and I received the money within a couple of hours. I would definitely recommend this service to anyone who needs a loan quickly.

Cassi

I am really pleased to have the opportunity to give feedback to New Horizons. I needed a loan quickly and applied as your website said I would be approved quickly and the loan would be sent to me straight away. Both things happened and I couldn't be more satisfied with the experience. Thank you for helping me in my hour of need.

Dorothy

No Credit Check Loan

 

Find your best rate loan without needing an initial credit check.*

Our ‘Soft Credit Match’ technology matches your profile to over 50 Financial Conduct Authority (FCA) approved loan companies without leaving any mark on your credit record.

With no obligation & no cost – it’s the best way to find a loan with no credit check.*

Get Your CreditMatch

Responsible Borrowing Information

At New Horizons, we take responsible borrowing very seriously and do our best to ensure any online loan applied for is affordable. Please only apply for a loan that you can afford to repay and ensure you read the terms and conditions of a loan agreement.

Max/Min Terms of Repayment & Max APR – The loans offered on this website have minimum repayment terms of 90 days (3 months) and maximum repayment terms of 540 days (18 months). Lending rates vary from 9.3% APR to a maximum APR of 1294% APR depending on your circumstances.

Collections Process – If you’re having difficulty making a payment please contact the lender directly. Should the situation remain unresolved the lender may reserve the right to pass your details onto a third party collections agency.

Implications of Non-Payment – We always recommend repaying within the agreed timeframe. Each lender has their own policies with regards to fees and interest, and how they collect outstanding debts. Most will contact you by phone or letter in order to rearrange payment. Non-payment may result in charges and/or raised interest. We suggest contacting your lender as soon as you are aware there is a problem, as otherwise, it may be noted on your credit record.

Late Payment – If you are unable to make your repayment on time then you should contact your lender immediately. Lenders may charge a late payment fee which could range between £1 – £100. This will vary between lenders. For more information please read the terms and conditions of your loan agreement.

Renewal Policy – If you wish to renew your loan, you should contact your lender in advance. Most lenders will charge the same rate of interest and fees for another month on the entire amount owed. In the event of non-payment, a loan renewal/extension could be automatic and further interest and/or charges may be added to your account.

Auto Decisioning – Auto decisioning allows lenders to make a decision on your loan application without the need for human interaction.

Frequently Asked Questions

Loan Guides

No Paperwork

No Credit Check *

No Fees

Easy to Apply

256 Bit Secure

UK Site

Loan Information

About

About New Horizons

We're a friendly, secure and reliable loan introducer based in London

Building 3, 566 Chiswick High Street,
Chiswick Park,
London,
W4 5YA.

Contact Us

Representative APR 239.7%

Representative Example: £500 borrowed for 5 months. Total amount repayable £1,003.58 in 5 monthly instalments of £200.72 Total Interest £503.66. Interest Rate 239.7% pa (variable).Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.