Short Term Loans For Bad Credit.

Up to £2500 paid out by 3:16pm

Fast 3 to 18 month loans.

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100% No obligation loan quote

Accept and get your cash in 15 minutes

We don't charge any fees, ever!

We don't credit check *


Feefo Feefo

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Customer Rated

Representative APR 278%.

Representative Example: £500 borrowed for 90 days. Total amount repayable £672.60 in 3 monthly instalments of £224.20. Total Interest £172.60. Interest Rate 140.0% (variable). †Once approved, your cash will be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

Short term loans for bad credit – What do you need to know?

To give everyone the same access to loans, many direct lenders are now offering a range of short term loans to people who would have struggled to be approved in the past because of bad credit. Understanding that traditional credit scores no longer offer a true reflection of your ability to repay a loan, many direct lenders in the UK are now focusing on more relevant details when assessing your application, including your current employment status.

Many direct lenders are now offering short term loans for people with bad credit. As with other short term loans, these loans are often for small amounts of money and feature a short repayment period; usually around one month. Specifically designed for people with bad credit, these short term loans provide people with instant access to funds in times of emergency.

How we compare

Short term loan service
Why use us?
How much can new customers borrow?
Up to £2500
No fees, ever
What are the repayment terms?
3 to 18 Months
No paperwork
Approximate monthly cost of borrowing £100
£13
No obligation
Percentage of people offered financial help
92%
Instant offer
Can I repay in installments
Yes
Easy repayment
Do we credit check?*
No
No credit footprint

Ready for a quick loan?

Access £50 to £2500 today

Secure UK Site Secure UK Site

100% No obligation loan quote

Accept and get your cash in 15 minutes

We don't charge any fees, ever!

We don't credit check *

Feefo Feefo

Trusted Merchant
Customer Rated

How do I apply for a short term loan with bad credit?

We believe that having a bad credit score should not prevent you from getting a short term loan when you need one. Thankfully, many direct lenders in the UK now agree with us. Therefore, to help people with bad credit scores get access to the short term loans they need, we have created a simple application process.

Using the information you provide us, we will instantly match you with reputable, authorised lenders who we have calculated can give you the best deal and also who are most likely to approve your loan. This allows you to quickly compare the loans being offered to you, as well as eliminates the worry of your credit score being negatively affected by your application being denied. As a result, applying for short term bad credit loans has never been easier, and with more and more direct lenders in the UK now offering such loans, the unfair disadvantages of having a bad credit score are finally being removed.

No Credit Check Loan

Find your best rate loan without needing a credit check.

Our ‘Soft Credit Match’ technology matches your profile to over 50 Financial Conduct Authority (FCA) approved loan companies without leaving any mark on your credit record.

With no obligation & no cost – it’s the best way to find a loan with no credit check.*

Get Your CreditMatch®

Do short term loans feature a credit check?

The short answer to this is yes. If you apply for a short term loan in the UK, the law requires the direct lender to perform a credit check on you. There is no way around this, no matter what some companies would lead you to believe. However, this is not as bad as it once was. Whilst previously this would have likely made it difficult for people to get short term loans if they had a bad credit score, many lenders are now changing how they assess a person’s suitability.

Understanding that there are many people with bad credit scores who are being wrongly penalised, many lenders now offer short term loans for people with bad credit in the UK. As a result, an increasing number of people are passing credit checks despite having poor credit scores and are therefore being given equal access to short-term loans when they need them.

Short Term Loan Process

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