Cash Loans Today with Instant Decision.

Up to £2500 paid out by 3:28pm

Fast 3 to 18 month online loans.

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100% No obligation loan quote

Accept and get your cash in 15 minutes

We don't charge any fees, ever!

We don't credit check*

Representative APR 239.7%.

Representative Example: £500 borrowed for 5 months. Total amount repayable £1,003.58 in 5 monthly instalments of £200.72. Total Interest £503.66. Interest Rate 239.7% pa (variable). Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Loan term lengths from 3 to 18 months.
†Loan amount subject to lender's requirements and approval. Once approved, your cash will be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

What are small cash loans?

Small cash loans are a type of short-term loan designed to help people to borrow small amounts of cash quickly. Designed to be used for sudden, unexpected events, such as car and home repairs, emergency cash loans can be a quick and useful solution. With loans generally ranging from £50 – £1,000 or more, instant cash loans can often be approved very quickly; with the money often paid into your account the same day as you apply; sometimes within hours or even minutes.

Small cash loan process

Apply Online

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Get the Best Rate

We find the best rate from a panel of lenders

Instant Approval

Every day we accept 1000's of applications

Get Cash in Minutes

Loans paid within 15 minutes

Flexible Repayment

100% no obligation quote

Ready for a quick loan?

Access £50 to £2500 today

Understanding that such short-term loans are often urgent in nature, many direct lenders in the UK now offer cash loans online. Similar to other types of short-term loans, cash loans often feature a higher than normal interest rate. Therefore, you must always ensure that you only borrow what you really need, as well as be certain that you can make the repayments in the agreed time.

It is important to remember that different lenders offer different types of loans. For example, if you need quick access to cash, a bank may be inappropriate because their processing times are generally longer than online lenders who can get the money you need into your account very quickly. Therefore, we will do everything we can to ensure you get the right cash loans and lender for you today. Even if you are looking for bad credit cash loans.

How we compare

Why use us?
How much can new customers borrow?
Up to £2500
No fees, ever!
What are the repayment terms?
3 to 18 Months
No paperwork
Approximate monthly cost of borrowing £100
No obligation quote
Percentage of people accepted
Instant offer
Can I repay in instalments
Flexible repayment
Do we credit check?*
No credit footprint

Are there cash loans for people with bad credit?

Credit scoring is a system used by lenders to decide who they lend to. A bad credit score often means lenders are less likely to give cash loans to a person because they are perceived as a risk in regards to their ability to repay the loan. While this may sound fairly simple, there is no agreed credit score or rating amongst lenders. Therefore, direct lenders will often score you differently using their own criteria, such as whether you are on the electoral roll or if you have missed loan repayments in the past. As such, some people can accidentally find themselves with a bad credit score.

No Credit Check Loan


Find your best rate loan without needing an initial credit check.*

Our ‘Soft Credit Match’ technology matches your profile to over 50 Financial Conduct Authority (FCA) approved loan companies without leaving any mark on your credit record.

With no obligation & no cost – it’s the best way to find a loan with no credit check.*

Get Your CreditMatch

New Horizons understands that a person can be given a bad credit score for a variety of often innocent reasons. That is why we do everything we can to match you with the lenders that offer the best cash loans for people with bad credit in the UK. Understanding that a poor credit history does not make you an immediate loan risk and believing that everyone should have access to credit when needed, each of our lenders has been specially selected because they specifically offer cash loans for people with bad credit.

I need a cash loan today. Can you help?

New Horizons work with a panel of lenders who specialise in providing instant cash loans. With loans from £50 to £2500, you can apply online and get an instant decision from the best lender for you. All of our lender partners are authorised and regulated by The Financial Conduct Authority. There is a range of repayment options available for your cash loan, so you can ensure that the loan you choose is within your budget.

Once your application is approved, our lenders aim to have the cash loan sent to your bank within 15 minutes*

Is my data safe?

All of the data we hold is fully secure and is protected by 256-bit security. We are registered with the The Information Commissioner’s Office and are fully GDPR compliant. Please see our Privacy Policy for further detalis

If you are struggling with your debts and require assistance. You can speak to the companies below, free of charge.

Ready for a quick loan?

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