What are small cash loans?
Small cash loans are a type of short-term loan designed to help people to borrow small amounts of cash quickly. Designed to be used for sudden, unexpected events, such as car and home repairs, emergency cash loans can be a quick and useful solution. With loans generally ranging from £50 – £1,000 or more, instant cash loans can often be approved very quickly; with the money often paid into your account the same day as you apply; sometimes within hours or even minutes.
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Cash loans questions:
Can I get a cash loan online?
Understanding that such short-term loans are often urgent in nature, many direct lenders in the UK now offer cash loans online. Similar to other types of short-term loans, cash loans often feature a higher than normal interest rate. Therefore, you must always ensure that you only borrow what you really need, as well as be certain that you can make the repayments in the agreed time.
How fast can I get a cash loan online?
It is important to remember that different lenders offer different types of loans. For example, if you need quick access to cash, a bank may be inappropriate because their processing times are generally longer than online lenders who can get the money you need into your account very quickly. Therefore, our partner will do everything they can to ensure you get the right cash loans and lender for you today. Even if you are looking for a bad credit cash loan you could have the money in your account within 15 minutes of being approved.
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Are there cash loans for people with bad credit?
Credit scoring is a system used by lenders to decide who they lend to. A bad credit score often means lenders are less likely to give cash loans to a person because they are perceived as a risk in regards to their ability to repay the loan. While this may sound fairly simple, there is no agreed credit score or rating amongst lenders. Therefore, direct lenders will often score you differently using their own criteria, such as whether you are on the electoral roll or if you have missed loan repayments in the past. As such, some people can accidentally find themselves with a bad credit score.
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I have bad credit, do I need a guarantor?
New Horizons understands that a person can be given a bad credit score for a variety of often innocent reasons. That is why our partner does everything they can to match you with the lenders that offer the best cash loans for people with bad credit in the UK even without a guarantor. Understanding that a poor credit history does not make you an immediate loan risk and believing that everyone should have access to credit when needed, each of the lenders has been specially selected because they specifically offer cash loans for people with bad credit
I need a cash loan today. Can you help?
Our partner works with a panel of lenders who specialise in providing instant cash loans. With loans from £50 to £5,000, you can apply online and get an instant decision from a range of lenders. All of the lender partners are authorised and regulated by The Financial Conduct Authority. There is a range of repayment options available for your cash loan, so you can ensure that the loan you choose is within your budget.
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If you are struggling with your debts and require assistance. You can speak to the companies below, free of charge.