£100 Loan with Flexible Repayment.

Paid out by 9:39pm

Fast 3 to 36 month online loans.

Secure UK Site Secure UK Site

100% No obligation loan quote

Accept and get your cash in 15 minutes

We don't charge any fees, ever!

We don't credit check*

Representative APR 49.9%.

Representative Example:

Borrowing: £1200 for 18 monthsTotal Repayable: £1628.28Total Interest: £428.28Interest Rate (Variable): 49.9%

Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Loan term lengths from 3 to 36 months.
†Loan amount subject to lender's requirements and approval. Subject to lenders requirement and approval. Once approved, your cash will be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.
*New Horizons will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan.
If you accept a lender’s loan offer, they will perform a hard credit search.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
New Horizons is a registered trading name of New Horizons Finance Limited, which is an Introducer Appointed Representative of Flux Funding Limited, who are a credit broker, not a lender.

Warning: Scammers are using our brand to request fraudulent loan fees. We will never charge fees or ask for any payment in relation to a loan.

£100 Loan – Is it right for me?

There is no accounting for the unexpected. A sudden urgent repair to your car or the need to cover a one-off bill can often be a very stressful experience if you do not have the immediate funds to pay. Therefore, an increasing number of people are demanding loans that are designed to quickly provide small amounts of cash, such as a £100 loan. Whilst a 100 pound loan may feature a higher APR than that of bigger, longer-term loans, these loans are designed to be repaid very quickly. Therefore, the APR is often misleading in that that if you borrow £100 and repay it in the time agreed these loans are not as expensive as you may think.

How we compare

Why use us?
How much can new customers borrow?
Up to £5,000
No fees, ever!
What are the repayment terms?
3 to 36 Months
No paperwork
Representative APR
49.9% (variable)
No obligation quote
Can I apply with bad credit?
Instant decision
Can I repay in instalments
Flexible repayment
Do we credit check?*
No credit footprint

£100 loan questions

Q1 – Can I get a £100 loan today?
Q2 – Can I apply for a £100 loan through New Horizons?
Q3 – Payday loans no credit check no guarantor, are they legitimate?
Q4 – Do I have to pay the loan back on my next payday?

Can I get a £100 loan today?

You can now shop around to ensure you get the very best loan for you and your situation. This includes loans for people who would perhaps normally struggle to be approved for such loans in the past. Understanding that people can have a bad credit score for a number of different reasons and wanting to give everyone the same access to funds when they really need them, our partner specialises in helping people with bad credit.

Can I apply for a £100 loan through New Horizons?

At New Horizons, our application process is the same regardless of the amount that you are looking to borrow. You can complete one quick online application and New Horizons will look to get you the best deal available from a wide panel of lenders. If you are accepted, you could even have the money in your account in 15 minutes*.

No Credit Check Loan


Find your best rate loan without needing an initial credit check.*

‘Soft Credit Match’ technology matches your profile to over 50 Financial Conduct Authority (FCA) approved loan companies without leaving any mark on your credit record.

With no obligation & no cost – it’s the best way to find a loan with no credit check.*

Get Your CreditMatch

Can I borrow £100 if I have bad credit?

To ensure everyone has equal access to loans, our partner features many lenders that offer a 100 loan for people with bad credit, as well as others that require no guarantor. Whilst you may be tempted by lenders offering a 100 loan with no credit check, they strongly advise you to avoid these as all UK lenders are required to conduct credit checks. This means that a lender offering such a loan is either not being honest with you or is not a legally recognised lender. To ensure you get the best 100 loans for you regardless of your bad credit, all of the lenders they recommend are FCA approved and will, therefore, provide full transparency regarding every aspect of their loans.

Do I have to pay the loan back on my next payday?

At New Horizons, we work with a variety of short term loan lenders who offer repayment terms from 3 months right up to 36 months. So you do not need to worry that you have to repay your loan within a couple of weeks. It is important that you spread the repayments over a period of time to ensure you can comfortably meet the repayments, though not over too long a period that you pay unnecessary levels of interest.

If you are struggling with your debts and require assistance. You can speak to the companies below, free of charge.


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