**Warning:** Late repayment can cause you serious money problems. For help moneyhelper.org.uk | **Representative APR: 49.9%**
**Warning:** Late repayment can cause you serious money problems. For help moneyhelper.org.uk

Cookie Policy

About this policy

This policy explains the cookies and similar technologies used on newhorizons.co.uk, what each one does, how long it lasts and how you control it. It was last updated on 8 October 2026.

Your choices

When you first visit, our cookie banner asks for your choice. You can accept all cookies, reject non-essential cookies, or choose by category. You can change your mind at any time using the Cookie settings link at the bottom of every page. Changing your choice stops future collection. To ask us to remove information we already hold, contact us (see “How do I contact you?” in our Privacy Policy).

Cookies set regardless of your choice

Some links to our site from our marketing partners and campaigns carry a reference number. When you arrive through one of these links, we store that reference in a cookie whatever cookie choice you make. This is so that we can tell which campaign or partner introduced you, and report a completed application back to that partner. These cookies hold only the reference from the link. They do not identify you.

Cookie Set by What it does How long
cid New Horizons (first party) Campaign reference from the link you arrived through 1 day
mid New Horizons (first party) Marketing partner reference from the link you arrived through 1 day
tid New Horizons (first party) Transaction reference, used to report a completed application to the partner that referred you 1 day

Strictly necessary cookies

These make the site and the application form work and keep them secure, for example remembering your cookie choice and keeping your application session. They can’t be switched off.

Analytics cookies

With your consent, these help us understand how visitors use the site (for example Google Analytics: _ga, _ga_*, FPID, FPLC, FPAU) so that we can improve it.

Advertising cookies

With your consent, these measure which websites, searches and adverts lead to loan applications, and help our advertising partners (Google and Microsoft) measure their adverts.

Cookie Set by What it does How long
ff_ft New Horizons (first party) Records how you first arrived on our site: the website, search or advert that referred you, the page you landed on, and any campaign tags and advert click identifiers in the link 90 days
ff_lt New Horizons (first party) The same information for your most recent arrival 90 days
FPGCLAW Google, through our own domain Stores the Google Ads click identifier so that a Google advert can be linked to an application 90 days
_uetsid, _uetvid, MUID Microsoft Advertising Measures Microsoft (Bing) adverts up to 13 months

If you reject advertising cookies, or haven’t made a choice, none of these are set, and we don’t store any advert click identifier with your application.

Moving from our information pages to the application form

If you haven’t made a cookie choice yet when you move from one of our information pages to the application form, we pass a short summary of how you arrived to the form, so that your application can be credited to the right source. It contains the name of the referring website, the page you landed on, any campaign tags, and whether you clicked an advert (never the advert’s click identifier). It travels in the page address after the “#” sign, is removed from the address straight away, and is not stored on your device. If you have rejected cookies, nothing is passed.

Full cookie list

The Cookie settings link at the bottom of every page lists every cookie we use, by category, and lets you change your choice at any time.

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