£500 Loan with Flexible Repayment.

Paid out by 10:19pm

Fast 3 to 36 month online loans.

Secure UK Site Secure UK Site

100% No obligation loan quote

Accept and get your cash in 15 minutes

We don't charge any fees, ever!

We don't credit check*

Representative APR 49.9%.

Representative Example:

Borrowing: £1200 for 18 monthsTotal Repayable: £1628.28Total Interest: £428.28Interest Rate (Variable): 49.9%

Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Loan term lengths from 3 to 36 months.
†Loan amount subject to lender's requirements and approval. Subject to lenders requirement and approval. Once approved, your cash will be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.
*New Horizons will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan.
If you accept a lender’s loan offer, they will perform a hard credit search.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
New Horizons is a registered trading name of New Horizons Finance Limited, which is an Introducer Appointed Representative of Flux Funding Limited, who are a credit broker, not a lender.

Warning: Scammers are using our brand to request fraudulent loan fees. We will never charge fees or ask for any payment in relation to a loan.

Borrow £500 loan quickly and easily

Not all personal loans are for large amounts of money. Understanding that people often find themselves needing just small amounts of money, many direct lenders now offer a whole range of small loans. One of these is the £500 loan. This loan is specifically designed to help people borrow £500 as quickly and easily as possible. Because such loans are usually required urgently and unexpectedly, the application process has been made incredibly easy.

How we compare

Why use us?
How much can new customers borrow?
Up to £5,000
No fees, ever!
What are the repayment terms?
3 to 36 Months
No paperwork
Representative APR
49.9% (variable)
No obligation quote
Can I apply with bad credit?
Instant decision
Can I repay in instalments
Flexible repayment
Do we credit check?*
No credit footprint

£500 loan questions:

Q1 – Where can I get the best £500 loan?
Q2 – Can I get a £500 loan if I have poor credit?
Q3 – Can I get a small loan fast?
Q4 – Do all lenders offer £500 loans?
Q5 – Do I have to repay the whole amount on my next payday?
Q6 – Will applying for a loan damage my credit score?

Where can I get the best £500 loan?

New Horizon’s partner can quickly identify the best lenders for you from their panel; allowing you to compare the most competitive deals and get the best 500 pound loan for you. As with any loan, they understand that there are concerns. One such worry is whether people can get a 500 loan with bad credit. To help such people, they feature authorised lenders who specifically offer loans, such as a 500 loan, to people with bad credit and those with no guarantor.

Can I get a £500 loan if I have poor credit?

If you have a low credit score and are looking for a short term loan, there are now more options than ever before. £500 loans for bad credit have become more popular with many lenders now specialising in proving smaller loam amounts to customers who have been declined elsewhere.

Can I get a small loan fast?

If you are looking to borrow £500, it is likely that you need access the money quickly. In times of emergency getting instant cash is essential to help you deal with the situation. New Horizons works with a panel of lenders who will offer an instant decision and if you are accepted can even send the cash to your bank in as little as 15 minutes*.

No Credit Check Loan


Find your best rate loan without needing an initial credit check.*

‘Soft Credit Match’ technology matches your profile to over 50 Financial Conduct Authority (FCA) approved loan companies without leaving any mark on your credit record.

With no obligation & no cost – it’s the best way to find a loan with no credit check.*

Get Your CreditMatch

Do all lenders offer £500 loans?

Many lenders now offer loans, such as a £500 payday loan entirely online. This means that you do not have to visit a branch or even talk to someone. Fast, convenient and very secure, this new way of lending money enables you to get almost instant access to funds from almost anywhere and anytime. Because there is no such thing as a 500 loan with no credit check, our partner cannot guarantee you will be accepted for a loan. However, they can help you see which lenders are most likely to approve your loan before you apply.

Do I have to repay the whole amount on my next payday?

Previously, payday loans were taken over a period of a month. This is no longer the case, with the vast majority of lenders offering £500 cash loans in the UK over multiple months. New Horizons will allow you to apply for loans over 3 months to 36 months as we understand that paying the whole amount back in one go can stretch your finances.

Will applying for a loan damage my credit score?

No, when you apply for a loan through New Horizons, you can rest assured that your credit score will not be harmed. All of the lenders we work with use soft search technology, which means other lenders won’t be able to see the search. This allows you to search for a loan in comfort and ensure that you are able to shop for the best deal.

If you are struggling with your debts and require assistance. You can speak to the companies below, free of charge.


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