Same Day Loans.

£50 to £5,000 paid out by 12:58pm

Fast 3 to 36 month online loans.

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Same day loans online and how they work

The concept of same day loans online fits perfectly with payday loans, as they are primarily used by people who need access to quick cash after an unforeseen expense. At New Horizons, we understand applicants might be in an awkward situation or under pressure because of an unexpected expense. That’s why we endeavour to make our service as user-friendly and transparent as possible. We understand that even those who are financially savvy can be caught out by unexpected expenses or a sudden emergency.

When you find yourself in a situation where you need access to some extra funds, New Horizons can help.

A big problem with a traditional loan, or searching for a same day loan manually, can be the amount of time required. If you’re desperate for access to some additional funds because of an emergency, the last thing you want to do is spend hours comparing loans online.

New Horizons does the leg work for you, finding you the best deal for your situation. The growing popularity of short term loans means there are now more on offer from an increasing number of reputable lenders. This is great for consumers, as the competition helps to drive interest rates down as lenders try to position themselves as the best option for you. However, we always offer a word of caution to those looking for a same day loan.

Sameday loans are often used as a quick fix and can be perfect for covering an unexpected expense, such as a car breakdown or medical bill, but because you’re in a rush, it can be easy to agree to anything. Make sure you take the time to understand the offer. Reputable lenders always try to explain their terms in the most straightforward way, so it doesn’t take long to confirm you’re aware of what you are agreeing to.

Questions answered in this guide

Q1 – Can I get a loan that pays out on the same day?
Q2 – Are there different types of same day loans?
Q3 – Can I get a same day loan at the weekend?
Q4 – What different types of same day loans are there?
Q5 – Can I get a loan today with bad credit?
Q6 – How do I apply for a same day loan?
Q7 – How much can I borrow today?
Q8 – Is a same day loan the right option for me?
Q9 – Will I need a guarantor?
Q10 – Can I get debt help free of charge?

Can I get a loan that pays out on the same day?

The process of applying for a same day loan is easier than most people think. New Horizons also make sure your loan is with the best provider for you, regardless of your history or situation. Once you have completed the application and accepted a loan, the money usually is in your account within 15-minutes*. The terms of the loan can vary depending on individual circumstances. Some people taking out a same day loan online will require a guarantor, while others will not.

Some loans are completed quickly with the money released in minutes. More complex situations might take a couple of hours.

As a loan introducer, New Horizons is in a fantastic position to compare all the loans on offer and bring you the one that best suits your requirements and circumstances.

Are there different types of same day loans?

All same day payday loans are similar in nature. The variations are based on the amount and term of the same day loan you apply for. New Horizons work tirelessly to ensure all applicants are paired with the best lender for their unique circumstances.

However, modern payday loans are a world apart from the loans that garnered such a negative image years ago. Even major lenders now see payday loans as a big part of their business activity.

The competition between lenders is just one of the reasons there is so much variety for consumers. Some offer loans without a guarantor. Some will be great for people with good credit scores. Others will be better suited to those with a bad credit rating.

Can I get a same day loan at the weekend?

Same day loans are available on the weekends. You can apply as usual for your same day payday loans 365 days a year. Some lenders can pay out a loan over the weekend; however, others may pay out the loan on the next working day.

What different types of same day loans are there?

Unlike in the past when same day cash loans had a rather negative image and reputation, many lenders now see them as a natural and important part of their business. Due to increased competition amongst lenders and the greater need for such loans, many direct lenders now offer a wide range of same-day loans, including those for people with bad credit and ones that do not have a guarantor.

Can I get a loan today with bad credit?

Yes. When you apply for a loan with New Horizons, we understand there are situations where a customer might not have an excellent credit rating. It can be due to a simple mistake or mismanaged finances. While our lender partners offer finance to those with good credit scores, we also excel at finding deals for customers with a less than great credit rating. We believe you shouldn’t be punished for a prolonged period because of a mistake. Our approval rating of 95% shows how successful we are at finding the right deal for people, no matter what their situation is.

Applying for a loan with New Horizons will not harm your credit rating. Initially, only a soft credit search is performed. This doesn’t show up on your credit report and will not impact your ability to get credit in the future. Once accepted a reputable lender will perform a full credit check. The FCA requires this, so be wary of any lender that offer no credit check loans, as they are either not regulated or lying.
Greater Things prefer to focus on your current situation rather than your credit history. This means we can help people who might have struggled to be approved in the past.

How do I apply for a same day loan?

Same day loans are available online. We’re always looking for ways to make our service quicker and easier for our customers. Our user-friendly online application will help you to get your hands on the emergency funds you need as quickly as possible. Once approved, the funds can be in your account within ten minutes*.

We acknowledge that same day loans are not used as a long-term financial solution. This means our customers are looking for the best deal from a lender that can help them out of a difficult situation. We always try to design our processes with the potential urgency of our customers in mind.

How much can I borrow today?

At New Horizons, you can apply for same day loans online from £50 to £5,000. The length of time you select to repay your same day loan can vary from 3 to 36 months. We have a 95% acceptance rate, so it’s worth applying even if you think your credit isn’t the best.

We understand that everyone can make a mistake, or a one-off incident can impact your credit rating for a long time. We don’t believe you should be punished for this. That’s why at Greater Things, our lenders give the majority of people access to credit, regardless of their credit rating or history.

The large disparity between customers situations leads to different loans being better suited to different people. We will always offer you the best option with the lowest rate of APR for your situation.

Is a same day loan the right option for me?

As same day loans are often required urgently, we do offer a word of caution. Despite being in a rush, you must take the time to read everything you can about the loan so that you fully understand what you are getting into. To help with this, all quotes are non-obligational and all information will be presented clearly to you, whilst also ensuring all lenders explain their terms as easily as possible. Here at New Horizons, our partner strives to make the application process quick and easy. Using the information you provide us, they will quickly compile a list of reputable, authorised lenders who we feel suit your requirements, then ensure that they find you the best, most suitable loan for you. Be wary of any company offering same day loans no credit check or guaranteed same day loans

Will I need a guarantor?

Most loans will not require a guarantor. However, if your circumstances warrant it, a lender may ask for a guarantor before releasing the funds. A guarantor can be anybody you’re close with that trusts you. The majority of people opt for a family member or a close friend.

You can apply for a loan as usual, by simply filling out personal details. If a lender requires a guarantor, they will let you know.

Can I get debt help free of charge?

If you are struggling with your debts and require assistance. You can speak to the companies below, free of charge.

moneyadviceservice.org.uk
stepchange.org
nationaldebt