Borrow Money Online.

£50 to £5,000 paid out by 5:02am

Fast 3 to 36 month online loans

Secure UK Site Secure UK Site

100% No obligation loan quote

Accept and get your cash in 15 minutes

We don't charge any fees, ever!

We don't credit check*

How much money can I borrow?

How much money you can borrow depends on numerous factors. Perhaps the biggest thing to consider when borrowing money online is how much you need. If you are looking for a large loan, such as for a car or a house, then you most likely require a type of long-term loan. Offered by various direct lenders, these long-term loans usually feature a stricter, more-detailed application process because of the large amounts of money involved and the longer repayment schedule. These loans are generally based on your income and assets; meaning the limit to how much you can borrow is usually based on how much you can afford.

On the other end of the scale, short-term loans enable people to quickly and easily borrow money online, often in small amounts. Ideal for unexpected situations or emergencies, these loans generally run from £50 – £5,000 and can often be paid into your account very quickly once your application has been approved.

Q1 – How quickly can I borrow money?
Q2 – Will I need a credit check when borrowing money?
Q3 – How can I borrow money fast?
Q4 – Do I have to pay the loan back on my next payday?
Q5 – Can I borrow money with a bad credit rating?

How we compare

Why use us?
How much can new customers borrow?
Up to £5,000
No fees, ever!
What are the repayment terms?
3 to 36 Months
No paperwork
Representative APR
49.9% (variable)
No obligation quote
Can I apply with bad credit?
Instant decision
Can I repay in instalments
Flexible repayment
Do we credit check?*
No credit footprint

How quickly can I borrow money?

The short-term loans industry has grown a lot in recent years because of the increasing demand to borrow money fast. As such, many of the biggest and most respected direct lenders in the UK now offer a range of short-term loans designed to quickly give you the cash you need, including being able to borrow money online as well as on your smartphone. Understanding that such loans are often required quickly, many lenders now make borrowing money incredibly easy. Featuring simple, easy-to-follow steps, many applications can be processed almost instantly; meaning you can get the money you need the same day; sometimes within the hour. Of course, many short-term loans feature higher interest rates than other types of loans.

To help find the best deal for you, New Horizon’s partner will help identify and compare the deals offered by lenders based on the information you provide.

No Credit Check Loan


Find your best rate loan without needing an initial credit check.*

‘Soft Credit Match’ technology matches your profile to over 50 Financial Conduct Authority (FCA) approved loan companies without leaving any mark on your credit record.

With no obligation & no cost – it’s the best way to find a loan with no credit check.*

Get Your CreditMatch

Will I need a credit check when borrowing money?

The simple answer is yes. The Financial Conduct Authority requires all authorised direct lenders to carry out a credit check on every loan application. Therefore, you should be very wary of a lender that claims to allow you to borrow money with no credit check. Direct lenders use credit scores to decide who they lend money to and who they do not.

How can I borrow money fast?

At New Horizons we have a quick online application process, which means that you can submit your application in less than 2 minutes. The lenders on the panel will provide an instant decision and if accepted, you could receive the loan within 15 minutes*

Do I have to pay the loan back on my next payday?

At New Horizons we work with a panel of lenders and brokers who offer loans for customers ranging from 3 months to 36 months. This gives customers a great level of flexibility and allows them to tailor their loan repayments in such a way as not too put too much pressure on an individual month. When taking out a loan the longer you spread the repayments will mean you will pay more interest in total.

Can I borrow money with a bad credit rating?

A bad credit rating often means lenders are less likely to lend a person money because they are perceived as being unable or unlikely to make repayments. However, this does not mean that people with bad credit should be put off from applying for a loan. New Horizons understands that you can find yourself with a bad credit score because of a number of different reasons. Knowing that this does not make you an immediate loan risk, lenders are featured who specifically cater to people with poor credit ratings.

If you are struggling with your debts and require assistance. You can speak to the companies below, free of charge.

Ready for a quick loan?

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