Borrow Money Online.

£50 to £2500 paid out by 2:49pm

Fast 3 to 18 month online loans.

Secure UK Site Secure UK Site

100% No obligation loan quote

Accept and get your cash in 15 minutes

We don't charge any fees, ever!

We don't credit check


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Trusted Merchant
Customer Rated

Representative APR 278%.

Representative Example: £500 borrowed for 90 days. Total amount repayable £672.60 in 3 monthly instalments of £224.20. Total Interest £172.60. Interest Rate 140.0% (variable). †Once approved, your cash will be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

How much money can I borrow?

How much money you can borrow depends on numerous factors. Perhaps the biggest thing to consider when borrowing money is how much you need. If you are looking for a large loan, such as for a car or a house, then you most likely require a type of long-term loan. Offered by various direct lenders, these long-term loans usually feature a stricter, more-detailed application process because of the large amounts of money involved and the longer repayment schedule. These loans are generally based on your income and assets; meaning the limit to how much you can borrow is usually based on how much you can afford.

On the other end of the scale, short-term loans enable people to quickly and easily borrow often small amounts of money. Ideal for unexpected situations, these loans generally run from £50 – £2,500 and can often be paid into your account very quickly once your application has been approved.

How we compare

Why use us?
How much can new customers borrow?
Up to £2500
No fees, ever!
What are the repayment terms?
3 to 18 Months
No paperwork
Approximate monthly cost of borrowing £100
£13
No obligation quote
Percentage of people offered financial help
92%
Instant offer
Can I repay in installments
Yes
Flexible repayment
Do we credit check?*
No
No credit footprint

How quickly can I borrow money?

The short-term money lending industry has grown a lot in recent years because of the increasing demand to borrow money fast. As such, many of the biggest and most respected direct lenders in the UK now offer a range of loans designed to quickly give you the cash you need, including being able to borrow money online as well as on your smartphone. Understanding that such loans are often required quickly, many lenders now make borrowing money incredibly easy. Featuring simple, easy-to-follow steps, many applications can be processed almost instantly; meaning you can get the money you need the same day; sometimes within the hour. Of course, many short-term loans feature higher interest rates than other types of loans.

To help find the best deal for you, New Horizons will quickly identify and compare the deals offered by lenders based on the information you provide.

No Credit Check Loan

Find your best rate loan without needing a credit check.


Our ‘Soft Credit Match’ technology matches your profile to over 50 Financial Conduct Authority (FCA) approved loan companies without leaving any mark on your credit record.

With no obligation & no cost – it’s the best way to find a loan with no credit check.*

Get Your CreditMatch®

Will I need a credit check when borrowing money?

The simple answer is no. The FCA requires all authorised direct lenders in the UK to carry out a credit check on every loan application. Therefore, you should be very wary of a lender that claims to allow you to borrow money with no credit check. Direct lenders use credit scores to decide who they lend money to and who they do not.

A bad credit score often means lenders are less likely to lend a person money because they are perceived as being unable or unlikely to make repayments. However, this does not mean that people with bad credit should be put off from applying for a loan. New Horizons understands that you can find yourself with a bad credit score because of a number of different reasons. Knowing that this does not make you an immediate loan risk, we feature lenders who specifically cater to people with poor credit scores.

Ready for a quick loan?

Access £50 to £2500 today