Sunny Small Loans
Sunny is perhaps one of the most well-known of the new direct lenders that have appeared in the UK in recent years. Created to give people easy access to small loans, Sunny is particularly focused on helping people who would normally struggle to be approved for loans because of bad credit.
Understanding that poor credit history is often not a true reflection of a person’s ability to repay a loan, Sunny performs credit checks that will take such things into consideration when processing your loan. Offering loans ranging everywhere from £100 – £5,000, Sunny has created an online application process that can be completed in just minutes. Because Sunny understands that small loans, such as payday loans, are usually required quickly, you will often be given a decision almost immediately. What this means is that you can get the money you need into your account often within 15 minutes of your application being approved.
Offering flexible repayment plans, Sunny gives you complete control of your loan by allowing you to manage it through your online account. This includes allowing you to choose how long you need the repayment period to be; enabling you to ensure each repayment fits in with your monthly budget. Furthermore, if you want to repay your loan earlier than agreed, Sunny will not penalise you for doing so. Featuring no applications fees, no admin fees and even no late fees, Sunny strives to be as transparent as possible for all of its loans so that you know exactly what you are borrowing, how much you owe and how long you have to repay it.
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