Student Payday Loans.

£50 to £5,000 paid out by 9:19pm

Fast 3 to 36 month online loans.

Secure UK Site Secure UK Site

100% No obligation loan quote

Accept and get your cash in 15 minutes

We don't charge any fees, ever!

We don't credit check*

Representative APR 49.9%.

Representative Example:

Borrowing: £1200 for 18 monthsTotal Repayable: £1628.28Total Interest: £428.28Interest Rate (Variable): 49.9%

Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Loan term lengths from 3 to 36 months.
†Loan amount subject to lender's requirements and approval. Subject to lenders requirement and approval. Once approved, your cash will be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.
*New Horizons will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan.
If you accept a lender’s loan offer, they will perform a hard credit search.
Warning: Late repayment can cause you serious money problems. For help, go to
New Horizons is a registered trading name of New Horizons Finance Limited, which is an Introducer Appointed Representative of Flux Funding Limited, who are a credit broker, not a lender.

Warning: Scammers are using our brand to request fraudulent loan fees. We will never charge fees or ask for any payment in relation to a loan.

Student payday loans. How do they work in the UK?

Payday loans for students work just like any other type of payday loan. After providing us with some details regarding your situation and what you need, etc., New Horizons will work to match you with the lenders most suitable for you, and just as importantly, those most likely to give you the funds you need. Whereas in the past payday loans for students in the UK were not seen as a safe investment due to outdated notions regarding age and employment status, an increasing number of lenders now recognise that this is no longer the case.

Student payday loan questions

Q1 – Can I get a payday loan if I’m a student?
Q2 – Do I need to be in full-time employment?
Q3 – Will it have an effect on my credit rating?

Can I get a payday loan if I’m a student?

Understanding that many students now work part-time and full-time jobs, direct lenders are now offering payday loans specifically designed for students. Taking into account the many pitfalls often surrounding student life, such as irregular employment hours, living away from home for the first time, and normal student life in general, many direct lenders now have payday loans when they really need it like everyone else.

How we compare

Why use us?
How much can new customers borrow?
Up to £5,000
No fees, ever!
What are the repayment terms?
3 to 36 Months
No paperwork
Representative APR
49.9% (variable)
No obligation quote
Can I apply with bad credit?
Instant decision
Can I repay in instalments
Flexible repayment
Do we credit check?*
No credit footprint

Ready for a quick loan?

Access £50 to £5,000 today

Secure UK Site Secure UK Site

100% No obligation loan quote

Accept and get your cash in 15 minutes

We don't charge any fees, ever!

We don't credit check*

Do I need to be in full-time employment?

No, you do not. New payday loan lenders know that the majority of students simply cannot work full-time due to their studies. Understanding this, and the fact that a lot of students support themselves by working part-time jobs, many direct lenders now offer payday loans specifically designed for students. The lender will, however, require the applicant to have some type of income to ensure they can repay the loan.

New Horizons is an independent broker, not a direct lender. As such our role is to simply find the best lender for you. Believing trust and transparency are essential for such loans, all of the lenders we feature are direct lenders authorised and regulated by The Financial Conduct Authority.

No Credit Check Loan


Find your best rate loan without needing an initial credit check.*

‘Soft Credit Match’ technology matches your profile to over 50 Financial Conduct Authority (FCA) approved loan companies without leaving any mark on your credit record.

With no obligation & no cost – it’s the best way to find a loan with no credit check.*

Get Your CreditMatch

Will it have an effect on my credit rating?

There are of course many concerns when applying for a loan; one of which is how it will affect your credit rating. With all direct lenders legally obliged to perform a credit check on every loan application, it is possible that your credit rating could be negatively affected if you are refused.

New Horizons uses your information and requirements to match you up with the lenders most likely to accept your application. By doing this, you will get the money you need much more quickly, and it could also prevent you from damaging your credit rating. Of course, simply taking out a loan will not affect your credit rating; problems only arise when you have difficulty with repayments. In fact, if such loans are paid back when agreed, they can, in fact, help you improve your credit rating as it shows your commitment and ability to make such loan repayments.

If you are struggling with your debts and require assistance. You can speak to the companies below, free of charge.

Student Payday Loan Process

Apply Online

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Get the Best Rate

Find the best rate from a panel of lenders

Instant Approval

Every day we accept 1000's of applications

Get Cash in Minutes

Loans paid within 15 minutes

Flexible Repayment

100% no obligation quote