Best Payday Loans for Bad Credit.

£50 to £2500 paid out by 3:00pm

Fast 3 to 18 month online loans.

Secure UK Site Secure UK Site

100% No obligation loan quote

Accept and get your cash in 15 minutes

We don't charge any fees, ever!

We don't credit check


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Representative APR 278%.

Representative Example: £500 borrowed for 90 days. Total amount repayable £672.60 in 3 monthly instalments of £224.20. Total Interest £172.60. Interest Rate 140.0% (variable). †Once approved, your cash will be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

The best payday loans in the UK for you

We understand that the best payday loan for you may not be the best for the next person. Because people and their requirements are unique, New Horizons uses your details to quickly identify the best payday loans for your specific needs.

Designed to provide people with small amounts of cash; payday loans are usually designed to be repaid quickly; often after one month – hence their name. Because such loans are often required quickly and unexpectedly, many direct lenders in the UK now offer these loans online; giving you instant access to the best loan details being offered.

How we compare

Why use us?
How much can new customers borrow?
Up to £2500
No fees, ever!
What are the repayment terms?
3 to 18 Months
No paperwork
Approximate monthly cost of borrowing £100
£13
No obligation quote
Percentage of people offered financial help
92%
Instant offer
Can I repay in installments
Yes
Flexible repayment
Do we credit check?*
No
No credit footprint

Ready for a quick loan?

Access £50 to £2500 today

Secure UK Site Secure UK Site

100% No obligation loan quote

Accept and get your cash in 15 minutes

We don't charge any fees, ever!

We don't credit check

Feefo Feefo

Trusted Merchant
Customer Rated

Many direct lenders will now happily tailor a loan to an applicant’s specific requirements; further ensuring you get access to the very best personal loans. Because of the popularity of such loans, there is an almost endless number of direct lenders claiming to offer the best personal loan rates.

Finding the best loan for you and your situation can often be time-consuming and difficult. Understanding that this is often the last thing a person needs when they suddenly find themselves needing emergency funds, New Horizons will quickly identify the best loan companies and the best loans for you completely free-of-charge.

No Credit Check Loan

Find your best rate loan without needing a credit check.


Our ‘Soft Credit Match’ technology matches your profile to over 50 Financial Conduct Authority (FCA) approved loan companies without leaving any mark on your credit record.

With no obligation & no cost – it’s the best way to find a loan with no credit check.*

Get Your CreditMatch®

The best payday loans for people with bad credit

Bad credit payday loans are specifically designed to quickly provide small amounts of cash to people who would normally struggle to get such loans because of their bad credit score. In the past such people would simply try to find a lender who would approve their application rather than try to find the best place to get a loan for them. However, because of the demand for such loans and changes in how lenders assess a person’s suitability, some of the biggest and best lenders in the UK now offer a range of bad credit loans.

Designed specifically for people who in the past would be turned down for such loans, New Horizons will give you access to a great selection of lenders and some of the best loans deals available, including the best guarantor and no-guarantor loans.

How fast are the best loans in the UK?

Apply Online

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Get the Best Rate

We find the best rate from our panel of lenders

Instant Approval

We find 1000's of applicants a loan everyday

Get Cash in Minutes

Quick loan within 15 minutes

Flexible Repayment

100% no obligation quote

To reflect the sudden and often urgent circumstances surrounding the need for payday loans, the application process for these loans has become very simple. After providing some personal details, your application will be quickly, sometimes almost instantly, processed. If you are successful, the money can often be in your account within hours or even quicker.

To help you find the best loan rates and get the money into your account as quickly as possible, New Horizons will also identify which direct lenders will approve your application before you apply; thereby saving you valuable time and helping to eliminate unsuccessful applications. Understanding the need for clarity when dealing with such matters, we only work with lenders who are completely transparent regarding every aspect of their loans and who follow ethical lending practices.

You can be guaranteed that there will be no hidden fees or charges in store for you; ensuring you get the best loan for you.

Ready for a quick loan?

Access £50 to £2500 today

Secure UK Site Secure UK Site

100% No obligation loan quote

Accept and get your cash in 15 minutes

We don't charge any fees, ever!

We don't credit check

Feefo Feefo

Trusted Merchant
Customer Rated