£3000 Loan with Flexible Repayment.

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Fast 3 to 36 month online loans.

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We don't charge any fees, ever!

We don't credit check*

I need to borrow £3,000, what are my options?

If you are looking to borrow a larger amount of money, such as £3,000, there are a variety of things to consider. £3,000 loans are quite a large sum of money and it is likely that you may need to repay this amount over a period of years, rather than months.

As a loan introducer, our partner works with a variety of personal loan providers who offer £3,000 loans over a period of up to 36 months.

Can I borrow £3,000 if I have bad credit?

If you are looking for a loan with bad credit, your ability to borrow larger sums of money can sometimes be a challenge. The lenders that our partner works with on their panel will cater to customers who may have a poor credit rating as well as those customers who have a good or excellent credit rating.

If you have a bad credit rating it is likely that you will pay a higher level of interest than someone who has a good credit rating. This is called rate for risk.

If you have a bad credit rating, all is not lost. At New Horizons, our partners specialise in helping customers with bad credit ratings find a loan.

How we compare

Why use us?
How much can new customers borrow?
Up to £5,000
No fees, ever!
What are the repayment terms?
3 to 36 Months
No paperwork
Approximate monthly cost of borrowing £100
No obligation quote
Can I apply with bad credit?
Instant decision
Can I repay in instalments
Flexible repayment
Do we credit check?*
No credit footprint

I am worried about being declined

If you have been declined for credit in the past, it can be a worry applying for credit again. At New Horizons, you can find out if you will be approved for a £3,000 loan without damaging your credit file. That is because the lenders that our partner works with all use ‘soft search’ technology. This means that you can find out if you will be approved by a range of lenders. If you are accepted, and you decide to proceed with the loan, they will then perform a full credit search.

Do you only offer £3,000 loans to bad credit customers?

At New Horizons, we work with a panel of lenders that can offer loans to a wide range of customers. If you have a good credit rating, our partners are able to find you some of the best rates available. Additionally, if you have had the odd blemish on your credit history, we can help you find a product that is suitable for you.

How long will it take for me to receive the £3,000 loan?

Whether you are applying for a £300 loan or a £3,000 loan, the application process is the same. By completing a single application, your application is then assessed against multiple lenders. If you are approved for your £3,000 loan, the lender will usually send the money to you within 15 minutes*. This can take a little longer depending on your bank’s policies but in most cases, this won’t take longer than a couple of hours.

No Credit Check Loan


Find your best rate loan without needing an initial credit check.*

‘Soft Credit Match’ technology matches your profile to over 50 Financial Conduct Authority (FCA) approved loan companies without leaving any mark on your credit record.

With no obligation & no cost – it’s the best way to find a loan with no credit check.*

Get Your CreditMatch

How long can I repay the loan over?

At New Horizons, we can introduce you to lenders who offer various repayment options. Typically, the minimum term to take a £3,000 loan over is 6 months with a maximum of 36 months. A lender will assess the customer’s ability to repay the loan so it is important you apply for a loan over a term that is affordable, otherwise, the lender may decline your application.

If you are struggling with your debts and require assistance. You can speak to the companies below, free of charge.


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