3, 6 or 12 Month Payday Loans.

£50 to £2500 paid out by 3:01pm

Fast 3 to 18 month online loans.

Secure UK Site Secure UK Site

100% No obligation loan quote

Accept and get your cash in 15 minutes

We don't charge any fees, ever!

We don't credit check


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Customer Rated

Representative APR 278%.

Representative Example: £500 borrowed for 90 days. Total amount repayable £672.60 in 3 monthly instalments of £224.20. Total Interest £172.60. Interest Rate 140.0% (variable). †Once approved, your cash will be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

3, 6 or 12 month payday loans – What are they for?

Small cash loans, such as emergency and payday loans are designed to help people get almost instant access to small amounts of money. Whilst these loans are very useful and convenient in sudden emergencies, they do traditionally feature a very short repayment period. As such, these loans are only suitable for people who can quickly repay the loan; often around 3, 6 and 12 months later.

No Credit Check Loan

Find your best rate loan without needing a credit check.


Our ‘Soft Credit Match’ technology matches your profile to over 50 Financial Conduct Authority (FCA) approved loan companies without leaving any mark on your credit record.

With no obligation & no cost – it’s the best way to find a loan with no credit check.*

Get Your CreditMatch®

To make small personal loans even more convenient, many lenders now offer small pay monthly loans, such as 12 month loans. What this means is that you can borrow the money you need safe in the knowledge that you do not have to repay it all back straight away. From 3 month payday loans designed to give you some breathing space to 12 month payday loans that are more of a long-term solution, New Horizons can help you find the best repayment plan for you. Specialising in helping people with poor credit scores, we feature a variety of lenders who offer 6 month loans and 12 month loans for people with bad credit.

How we compare

Why use us?
How much can new customers borrow?
Up to £2500
No fees, ever!
What are the repayment terms?
3 to 18 Months
No paperwork
Approximate monthly cost of borrowing £100
£13
No obligation quote
Percentage of people offered financial help
92%
Instant offer
Can I repay in installments
Yes
Flexible repayment
Do we credit check?*
No
No credit footprint

Using your information, we will quickly identify the best payday loans that match your requirements; allowing you to compare what is being offered and thereby make a more informed decision. Whilst we understand that 12 month loans with no credit check may sound appealing, the truth is that all direct lenders must perform a credit check on your application. To alleviate fears of being turned down, we can identify which lenders will be most likely to approve your loan before you apply.

Ready for a quick loan?

Access £50 to £2500 today