12 month loans – What are they for?
Small cash loans, such as emergency and payday loans are designed to help people get almost instant access to small amounts of money. Whilst these loans are very useful and convenient in sudden emergencies, they do traditionally feature a very short repayment period. As such, these loans are only suitable for people who can quickly repay the loan; often around 3, 6 and 12 months later.
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To make small short-term loans even more convenient, many direct lenders now offer small pay monthly loans, such as 12 month loans. What this means is that you can borrow money safe in the knowledge that you do not have to repay it all back straight away. From 3 month short-term loans designed to give you some breathing space to 12 month short-term loans that are more of a long-term solution, New Horizons can help you find the best repayment plan for you. Specialising in helping people with a poor credit rating, the panel of lenders who offer 6 month loans and 12 month loans for people with bad credit.
How we compare
Using your information, we will quickly identify the best short-term loans that match your requirements; allowing you to compare what is being offered and thereby make a more informed decision. Whilst we understand that 12 month loans with no credit check may sound appealing, the truth is that all direct lenders must perform a credit check on your application. To alleviate fears of being turned down, we can identify which lenders will be most likely to approve your loan before you apply.
If you are struggling with your debts and require assistance. You can speak to the companies below, free of charge.
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