Short Term Loans No Credit Check*

£50 to £2500 paid out by 2:18pm

Fast 3 to 18 month online loans.

Secure UK Site Secure UK Site

100% No obligation loan quote

Accept and get your cash in 15 minutes

We don't charge any fees, ever!

We don't credit check


Feefo Feefo

Trusted Merchant
Customer Rated

Representative APR 278%.

Representative Example: £500 borrowed for 90 days. Total amount repayable £672.60 in 3 monthly instalments of £224.20. Total Interest £172.60. Interest Rate 140.0% (variable). †Once approved, your cash will be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

Short term loans with no credit check – How do they work?

The short answer is they do not work. Because of concerns regarding credit scores and the growing demand for short term loans, many lenders claim to offer no credit check and no fees loans. However, there is one problem with this. There is no such thing as a short term loan with no credit check. The law requires all direct lenders to perform a credit check on all loan applications. Therefore, if a direct lender claims to offer short term loans with no credit check they are not being truthful with you.

As an independent broker, we do not offer loans nor perform credit checks. Instead, what we do is use your details to match you with the most suitable lenders for you, including those most likely to approve your loan. Whilst all reputable lenders will perform a credit check, many direct lenders now use more relevant, up-to-date information when considering your application rather than outdated indicators such as your previous credit score. Remember, always beware of companies offering short term loans with no credit check as it will in likelihood mean the direct lender is either not being truthful or is not authorised.

No Credit Check Loan

Find your best rate loan without needing a credit check.


Our ‘Soft Credit Match’ technology matches your profile to over 50 Financial Conduct Authority (FCA) approved loan companies without leaving any mark on your credit record.

With no obligation & no cost – it’s the best way to find a loan with no credit check.*

Get Your CreditMatch®

How much are direct lender broker fees?

Whilst some direct lender brokers charge upfront fees and others add extra fees to the actual amount you are lending, we will not charge you anything. That is, as a no fee broker, we do not charge you anything for our services. There are no hidden fees and we will always be completely transparent in everything we do for you. So then how do we make money? Well we generate our income from the lenders themselves and other related parties.

We have created a service by which we can quickly match you up with the best short term loan and direct lender for you. As we are independent, we are not required to push some lenders over others. Therefore, we are able to offer complete impartial advice; allowing you to quickly see and compare the best deals for you. We only deal with reputable lenders, that is why you will not see any short-term loans falsely claiming to offer no credit check loans in the UK.

How we compare

Why use us?
How much can new customers borrow?
Up to £2500
No fees, ever!
What are the repayment terms?
3 to 18 Months
No paperwork
Approximate monthly cost of borrowing £100
£13
No obligation quote
Percentage of people offered financial help
92%
Instant offer
Can I repay in installments
Yes
Flexible repayment
Do we credit check?*
No
No credit footprint

How can I find the best short term direct lender for me?

We are an independent broker that strives to find the best loans and lenders for you. Whilst we do of course find great loans for people with good credit scores, we also seek to help find people short term loans for bad credit. Understanding the growing demand for short term loans in the UK that include no credit checks, we offer a unique service designed to get you the money you need as quickly as possible.

By asking a series of questions, we are able to use your information to quickly identify the best lenders for you. This allows you to easily compare what direct lenders are offering the best short term loans; thereby enabling you to make a more informed decision. However, that is not all. We are unique in that we also show you which lenders are most likely to approve your application. This increases your chances of being approved, gets the money into your account quicker and helps protect your credit score from being reduced because your application was declined.

It's easy with CreditMatch

Apply Online

Secure & confidential 256 bit protection

Get the Best Rate

We find the best rate from our panel of lenders

Instant Approval

We find 1000's of applicants a loan everyday

Get Cash in Minutes

Quick loan within 15 minutes

Flexible Repayment

100% no obligation quote

Ready for a quick loan?

Access £50 to £2500 today

Secure UK Site Secure UK Site

100% No obligation loan quote

Accept and get your cash in 15 minutes

We don't charge any fees, ever!

We don't credit check


Feefo Feefo

Trusted Merchant
Customer Rated