Logbook Loans.

Up to £5,000 paid out by 9:54pm

Fast 3 to 36 month online loans.

Secure UK Site Secure UK Site

100% No obligation loan quote

Accept and get your cash in 15 minutes

We don't charge any fees, ever!

We don't credit check*

Representative APR 49.9%.

Representative Example:

Borrowing: £1200 for 18 monthsTotal Repayable: £1628.28Total Interest: £428.28Interest Rate (Variable): 49.9%

Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Loan term lengths from 3 to 36 months.
†Loan amount subject to lender's requirements and approval. Subject to lenders requirement and approval. Once approved, your cash will be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.
*New Horizons will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan.
If you accept a lender’s loan offer, they will perform a hard credit search.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
New Horizons is a registered trading name of New Horizons Finance Limited, which is an Introducer Appointed Representative of Flux Funding Limited, who are a credit broker, not a lender.

Warning: Scammers are using our brand to request fraudulent loan fees. We will never charge fees or ask for any payment in relation to a loan.

What is a logbook loan?

A logbook loan is a specific type of loan designed to help people with cars get access to loans. Using your car as collateral, a direct lender will provide you with a loan. How much you can borrow depends on your needs and how much your car is worth. The more your car is worth the more money you can borrow. However, some lenders will only allow loans totalling up to half of your car’s value so it is always recommended you check which lenders best meet your needs. In addition, most reputable lenders will require you to get your car independently valued.

How we compare

Why use us?
How much can new customers borrow?
Up to £5,000
No fees, ever!
What are the repayment terms?
3 to 36 Months
No paperwork
Representative APR
49.9% (variable)
No obligation quote
Can I apply with bad credit?
Instant decision
Can I repay in instalments
Flexible repayment
Do we credit check?*
No credit footprint

Ready for a quick loan?

Access £50 to £5,000 today

Secure UK Site Secure UK Site

100% No obligation loan quote

Accept and get your cash in 15 minutes

We don't charge any fees, ever!

We don't credit check*

Logbook loan questions:

Q1 – Do I have to handover my logbook to get a loan?
Q2 – What is the best logbook loan for me?
Q3 – Can I get a logbook loan online?
Q4 – Am I eligible for a logbook loan?
Q5 – Do you charge any fees?
Q6 – Will my car be repossessed if I miss a payment?

Do I have to handover my logbook to get a loan?

Logbook loans take their name from the logbook of your car, this being your vehicle’s registration document, and which serves as proof that you are the registered keeper of the car. When you take out a logbook loan, you will be asked to give your vehicle’s logbook to the lender. If you live in England, Wales or Northern Ireland you will have to sign a credit agreement and a form called a ‘bill of sale’. This means that the lender will temporarily own your vehicle. You can, of course, continue to use your car as normal and when the loan is repaid in full, the lender will return the logbook to you and the car is yours again. Logbook loans are usually paid by cheque and take several days to clear. Whilst some lenders may offer a quicker cash alternative to this, there are likely to be fees involved.

No Credit Check Loan


Find your best rate loan without needing an initial credit check.*

‘Soft Credit Match’ technology matches your profile to over 50 Financial Conduct Authority (FCA) approved loan companies without leaving any mark on your credit record.

With no obligation & no cost – it’s the best way to find a loan with no credit check.*

Get Your CreditMatch

What is the best logbook loan for me?

There are various types of logbook loans available, with many now found online. The majority of these loans are usually required to be repaid within approximately 36 months. However, this can often be tailored to suit your requirements, including the option of repaying it back earlier. Furthermore, some lenders only require you to pay the interest on the loan each month; with the amount you borrow to be repaid at the end of the agreed loan period.

Whatever type of logbook loan you require, our partner can help you find the best deal for you from some of the most trusted and respected lenders currently operating in the UK. Whilst these loans can be a useful way of getting the money you need, as with all loans you must exercise caution. First, you must ensure that you fully understand the terms of any loan you take out, as well as be able to afford the repayments. In addition, because of the relatively short repayment time of logbook loans, many feature higher APRs than longer-term loans. As such, it is recommended that you only take out a logbook loan if you are fully certain that you can make the repayments as failure to do so could lead to financial problems, including the loss of your car.

Can I get a logbook loan online?

You can apply for a logbook loan online, however, to complete your application it is normally the case that the lender will need to speak to you. This is to confirm that you have the relevant documentation to be eligible for the loan and to arrange an inspection of the vehicle if necessary.

Am I eligible for a logbook loan?

To be eligible for a logbook loan you will need to be a UK resident who is over 18 years old, be able to demonstrate that you can afford the repayments, have a photo ID (passport, driving license etc) and own a vehicle that is clear, or nearly clear of finance, has an MOT, Tax and is insured.

Do you charge any fees?

There are no set up fees when taking out a logbook loan. As is the case with most types of credit, if you miss or are late with a repayment, a charge may be issued.

Will my car be repossessed if I miss a payment?

Logbook loan providers will only repossess a vehicle if all other reasonable steps to obtain payment has been attempted. By not keeping up to date with repayments can result in your vehicle being repossessed. It is essential that you contact your loan provider at the earliest opportunity if you are struggling to make your repayments

If you are struggling with your debts and require assistance. You can speak to the companies below, free of charge.


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