Cash Advance Payday Loans for Bad credit.

£50 to £5,000 paid out by 9:39pm

Fast 3 to 36 month online loans.

Secure UK Site Secure UK Site

100% No obligation loan quote

Accept and get your cash in 15 minutes

We don't charge any fees, ever!

We don't credit check*


Representative APR 49.9%.

Representative Example:

Borrowing: £1200 for 18 monthsTotal Repayable: £1628.28Total Interest: £428.28Interest Rate (Variable): 49.9%

Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Loan term lengths from 3 to 36 months.
†Loan amount subject to lender's requirements and approval. Subject to lenders requirement and approval. Once approved, your cash will be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.
*New Horizons will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan.
If you accept a lender’s loan offer, they will perform a hard credit search.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
New Horizons is a registered trading name of New Horizons Finance Limited, which is an Introducer Appointed Representative of Flux Funding Limited, who are a credit broker, not a lender.

Warning: Scammers are using our brand to request fraudulent loan fees. We will never charge fees or ask for any payment in relation to a loan.

What is a cash advance loan?

A cash advance loan is a type of small loan designed to help people get quick, easy access to money. Specifically created to help in unexpected emergencies, such as housing repairs, cash advance loans are becomingly increasingly popular in the UK. As such, an increasing number of lenders are now offering advance cash loans. Because these loans are generally for small amounts, often up to £1,000, they usually feature a short term loans repayment period.

How we compare

Why use us?
How much can new customers borrow?
Up to £5,000
No fees, ever!
What are the repayment terms?
3 to 36 Months
No paperwork
Representative APR
49.9% (variable)
No obligation quote
Can I apply with bad credit?
Yes
Instant decision
Can I repay in instalments
Yes
Flexible repayment
Do we credit check?*
No
No credit footprint

Ready for a quick loan?

Access £50 to £5,000 today

Secure UK Site Secure UK Site

100% No obligation loan quote

Accept and get your cash in 15 minutes

We don't charge any fees, ever!

We don't credit check*

Short term cash loan questions

Q1 – How quickly do I have to repay a cash advance loan?
Q2 – Can New Horizons help me find a cash avance loan?
Q3 – Are cash advance loans suitable?
Q4 – I have a bad credit rating, do I have to have a guarantor?

How quickly do I have to repay a cash advance loan?


One of the first things you must consider when thinking about one of these loans is what you can afford to pay back in the time required. This is important because it allows you to properly calculate how much you can borrow. Of course, many cash advance lenders will tailor repayments to suit your specific needs; with some offering cash advance loans with a 3-month or longer repayment period up to 36 months.

Can New Horizons help me find a cash advance loan?


New Horizons is an online loan introducer that allows you to quickly search and compare short-term loans. Whilst we can of course help those with good credit ratings, we also help find advance loans for people with bad credit profiles. One such way we help is by allowing you to perform a Soft Credit Match. What this means is that you can search for which lenders are most likely to say yes to your request for a cash advance before you even apply. This enables you to protect your credit score from being reduced if your application is declined as can traditionally happen.

No Credit Check Loan

 

Find your best rate loan without needing an initial credit check.*

‘Soft Credit Match’ technology matches your profile to over 50 Financial Conduct Authority (FCA) approved loan companies without leaving any mark on your credit record.

With no obligation & no cost – it’s the best way to find a loan with no credit check.*

Get Your CreditMatch

Are cash advance loans suitable?


We believe that the best cash advance loans are those that take account of your specific needs. That is why our partner uses the information you provide us to find the best deal for you and only you. As such, they will quickly locate a wide selection of cash advance loans from some of the biggest lenders in the UK. Such variety includes payday cash advance and cash advance online loans; both of which are designed to give people the opportunity to borrow money for just 1-month. Understanding that such loans are often required unexpectedly and urgently, many direct lenders will provide you with an instant cash advance once you have successfully completed the application process; with the money sometimes paid into your account almost instantly.

It's easy with CreditMatch

Apply Online

Secure & confidential 256 bit protection

Get the Best Rate

Find the best rate from a panel of lenders

Instant Approval

Every day we accept 1000's of applications

Get Cash in Minutes

Loans paid within 15 minutes

Flexible Repayment

100% no obligation quote

I have a bad credit rating, do I have to have a guarantor?


Reflecting the many different backgrounds of people applying for short term loans, many direct lenders in the UK now offer cash and wage advance loans in a variety of formats. These include unsecured loans, as well as those that require a guarantor to pay back the loan should you fail to and those that do not require a guarantor. To reflect the urgency of these loans, and of course, understanding the importance of mobile technology, direct lenders are continually striving to make the application process as simple as possible. As such, many lenders now allow you to complete the entire process online, some even by text only. This has made the entire process extremely user-friendly and quicker than ever before

If you are struggling with your debts and require assistance. You can speak to the companies below, free of charge.

moneyadviceservice.org.uk
stepchange.org
nationaldebt

Ready for a quick loan?

Access £50 to £5,000 today

Secure UK Site Secure UK Site

100% No obligation loan quote

Accept and get your cash in 15 minutes

We don't charge any fees, ever!

We don't credit check*