Text Loans.

£50 to £5,000 paid out by 1:17pm

Fast 3 to 36 month online loans.

Secure UK Site Secure UK Site

100% No obligation loan quote

Accept and get your cash in 15 minutes

We don't charge any fees, ever!

We don't credit check*


What is a text loan and how fast can I get one?

Understanding that people sometimes find themselves in urgent need of cash, many direct lenders now offer loans that are designed to get the money into your account as quickly as possible. Perhaps one of the most convenient and quickest types of short term loan currently available is the text loan. As its name suggests, these loans are carried out entirely via text message.

Taking advantage of mobile technology and the popularity of smartphones, many direct lenders now allow you to apply for a small loan via text on your phone. With many lenders promising a decision within 30 minutes, those who are approved often get the cash they need within 60 minutes or less. As such, you can now get instant access to funds wherever you are and without the need to speak to a person.

Featuring an application process that is simple and quick to follow, text loans are now offered by some of the biggest direct lenders. As with all loans, you should, of course, be cautious as to what is best for you. While some site lenders claim to offer no credit checks, the reality is that The Financial Conduct Authority requires all direct lenders to perform mandatory credit checks. This means there is no such thing as a no credit check loans.

Can I get a text loan with bad credit?

Many lenders now offer a variety of loans specifically designed for people suffering from a bad credit history. As such, lenders are now offering a variety of text loans and text loan alternatives. Focusing on your current financial and employment status rather than whether you may have missed a loan repayment in the past, many lenders now offer loans that have been specifically designed for people with bad credit.

As a loan introducer, our role at New Horizons is to enable our partner to look to match you with the best loan for your specific requirements. Wanting to help everyone get loans when they need them, our partners specialise in assisting those with bad credit get access to same day loans when they need them. Understanding that such loans are often required in stressful, urgent circumstances, they will do everything they can to make the entire process as quick and easy as possible.

The panel of lenders only includes those that pass strict criteria. This helps to eliminate lenders who do not follow the law, such as those offering text loans with no credit checks. As we are a loan introducer and not a direct lender, our role is to simply find the best deals and lenders for you. Wanting to provide you with the greatest choice and ensure you have peace-of-mind, all the lenders featured are fully authorised and regulated by The Financial Conduct Authority.

If you are struggling with your debts and require assistance. You can speak to the companies below, free of charge.

moneyadviceservice.org.uk
stepchange.org
nationaldebtline.org