Text Loans.

£50 to £2500 paid out by 4:09pm

Fast 3 to 18 month loans.

Secure UK Site Secure UK Site

100% No obligation loan quote

Accept and get your cash in 15 minutes

We don't charge any fees, ever!

We don't credit check *


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Representative APR 278%.

Representative Example: £500 borrowed for 90 days. Total amount repayable £672.60 in 3 monthly instalments of £224.20. Total Interest £172.60. Interest Rate 140.0% (variable). †Once approved, your cash will be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

What is a text loan and how fast can I get one?

Understanding that people sometimes find themselves in urgent need of cash, many direct lenders now offer loans that are designed to get the money into your account as quickly as possible. Perhaps one of the most convenient and quickest types of short-term loan currently available is the text loan. As its name suggests, these loans are carried out entirely via text message.

How we compare

Short term loan service
Why use us?
How much can new customers borrow?
Up to £2500
No fees, ever
What are the repayment terms?
3 to 18 Months
No paperwork
Approximate monthly cost of borrowing £100
£13
No obligation
Percentage of people offered financial help
92%
Instant offer
Can I repay in installments
Yes
Easy repayment
Do we credit check?*
No
No credit footprint

Ready for a quick loan?

Access £50 to £2500 today

Secure UK Site Secure UK Site

100% No obligation loan quote

Accept and get your cash in 15 minutes

We don't charge any fees, ever!

We don't credit check *

Feefo Feefo

Trusted Merchant
Customer Rated

Taking advantage of mobile technology and the popularity of smartphones, many direct lenders now allow you to apply for a small loan via text on your phone. With many lenders promising a decision within 30 minutes, those who are approved often get the cash they need within 60 minutes or less. As such, you can now get instant access to funds wherever you are and without the need to speak to a person.

Text loan process

Apply Online

Secure & confidential 256 bit protection

Get the Best Rate

We find the best rate from our panel of lenders

Instant Approval

We find 1000's of applicants a loan everyday

Get Cash in Minutes

Quick loan within 15 minutes

Flexible Repayment

100% no obligation quote

Borrow money today

Apply for a loan

Featuring an application process that is simple and quick to follow, text loans are now offered by some of the biggest direct lenders in the UK. As with all loans, you should of course be cautious as to what is best for you. While some site lenders claim to offer ‘no credit check loans’, the reality is that the FCA require all direct lenders to perform mandatory credit checks. This means there is no such thing as a ‘no credit check loan’.

Can I get a text loan with bad credit?

Many lenders now offer a variety of loans specifically designed for people suffering from a bad credit history. As such, lenders are now offering a variety of text loans and text loan alternatives. Focusing on your current financial and employment status rather than whether you may have missed a loan repayment in the past, many lenders now offer loans that have been specifically designed for people with bad credit.

No Credit Check Loan

Find your best rate loan without needing a credit check.

Our ‘Soft Credit Match’ technology matches your profile to over 50 Financial Conduct Authority (FCA) approved loan companies without leaving any mark on your credit record.

With no obligation & no cost – it’s the best way to find a loan with no credit check.*

Get Your CreditMatch®

As an independent broker, our role at New Horizons is to match you with the best loan for your specific requirements. Wanting to help everyone get loans when they need them, we specialise in assisting those with bad credit get access to same day loans when they need them. Understanding that such loans are often required in stressful, urgent circumstances, we will do everything we can to make the entire process as quick and easy as possible.

We only work with lenders that pass our strict criteria. This helps to eliminate lenders who do not follow the law, such as those offering text loans with no credit check. As we are an independent broker and not a direct lender, our role is to simply find the best deals and lenders for you. Wanting to provide you with the greatest choice and ensure you have peace-of-mind, all the lenders we feature are fully authorised by the FCA.

Ready for a quick loan?

Access £50 to £2500 today

Secure UK Site Secure UK Site

100% No obligation loan quote

Accept and get your cash in 15 minutes

We don't charge any fees, ever!

We don't credit check *

Feefo Feefo

Trusted Merchant
Customer Rated