Easy Loans.

£50 to £5,000 paid out by 2:48am

Fast 3 to 36 month online loans.

Secure UK Site Secure UK Site

100% No obligation loan quote

Accept and get your cash in 15 minutes

We don't charge any fees, ever!

We don't credit check*


Representative APR 49.9%.

Representative Example:

Borrowing: £1200 for 18 monthsTotal Repayable: £1628.28Total Interest: £428.28Interest Rate (Variable): 49.9%

Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Loan term lengths from 3 to 36 months.
†Loan amount subject to lender's requirements and approval. Subject to lenders requirement and approval. Once approved, your cash will be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.
*New Horizons will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan.
If you accept a lender’s loan offer, they will perform a hard credit search.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
New Horizons is a registered trading name of New Horizons Finance Limited, which is an Introducer Appointed Representative of Flux Funding Limited, who are a credit broker, not a lender.

Warning: Scammers are using our brand to request fraudulent loan fees. We will never charge fees or ask for any payment in relation to a loan.

What are easy loans?

As with everything in modern society, speed and convenience are everything. This also holds true for Short term loans. As such, many direct lenders in the UK now offer a wide range of easy loans designed to give you the money you need faster than ever before. Understanding that people are different, most lenders offer a variety of ways you can apply for a loan. Thanks to the Internet, many lenders now offer easy to get loans online; allowing you to apply from the comfort of your own home whenever you want.

Easy loan process

Apply Online

Secure & confidential 256 bit protection

Get the Best Rate

Find the best rate from a panel of lenders

Instant Approval

Every day we accept 1000's of applications

Get Cash in Minutes

Loans paid within 15 minutes

Flexible Repayment

100% no obligation quote

Ready for a quick loan?

Access £50 to £5,000 today

Easy loan questions

Q1 – Is it easy to apply for a loan?
Q2 – Is it easy to get a loan with bad credit?
Q3 – Will I have to be credit checked?
Q4 – Can New Horizons find an easy loan for me from a trusted lender?

Is it easy to apply for a loan?


Thanks to advances in mobile technology and the popularity of smartphones, some lenders now even offer easy loans that can be completed by text message alone. Of course, if you prefer to speak to someone in person, you still can; with most lenders also offering loans via the telephone. What this means is that the entire easy loans application process in the UK has now been made incredibly easy. Therefore, loan applications can now be processed incredibly quickly; allowing you to get the money you need into your account often the same day as you have applied; sometimes within hours or even sooner.

How we compare

Why use us?
How much can new customers borrow?
Up to £5,000
No fees, ever!
What are the repayment terms?
3 to 36 Months
No paperwork
Representative APR
49.9% (variable)
No obligation quote
Can I apply with bad credit?
Yes
Instant decision
Can I repay in instalments
Yes
Flexible repayment
Do we credit check?*
No
No credit footprint

Is it easy to get a loan with bad credit?


Many of the direct lenders we deal with offer competitive easy loans for people with bad credit. This is because lenders have realised that traditional methods of assessing an application, such as the use of credit scores, are often unfair. As such, many direct lenders in the UK now offer loans for people with bad credit. This has enabled people who traditionally would have had difficulty to now get loans such as easy payday loans. A word of caution. Be aware of lenders claiming to offer easy loans with no credit check. As appealing as this sounds, it is simply not true.

No Credit Check Loan

 

Find your best rate loan without needing an initial credit check.*

‘Soft Credit Match’ technology matches your profile to over 50 Financial Conduct Authority (FCA) approved loan companies without leaving any mark on your credit record.

With no obligation & no cost – it’s the best way to find a loan with no credit check.*

Get Your CreditMatch

Will I have to be credit checked?


All loans applications by approved lenders must include a credit check. However, thanks to the changes in how lenders now assess the application, a bad credit score no longer means that your application will be denied. This new way of assessing loan applications has also changed the need for a guarantor. Whilst previously loans without a guarantor were incredibly difficult to get, many lenders now realise that having a guarantor is not always possible. To help these people get access to easy loans, Our partner can quickly connect you with direct lenders that specialise in providing easy loans that require no guarantor.

Can New Horizons find an easy loan for me from a trusted lender?


Because we deal with some of the most trusted and competitive direct lenders currently operating in the UK, we can help identify the best easy loans being offered; allowing you to choose the right company for you. To provide peace-of-mind, they ensure that all lenders are authorised and regulated by The Financial Conduct Authority. As such, you can be assured that the lender you choose follows all fair practices and will always be completely transparent with you regarding your loan.

If you are struggling with your debts and require assistance. You can speak to the companies below, free of charge.

moneyadviceservice.org.uk
stepchange.org
nationaldebtline.org

Ready for a quick loan?

Access £50 to £5,000 today