Same Day Loans for Bad Credit.

£50 to £5,000 paid out by 6:29am

Fast 3 to 36 month online loans.

Secure UK Site Secure UK Site

100% No obligation loan quote

Accept and get your cash in 15 minutes

We don't charge any fees, ever!

We don't credit check*


Representative APR 49.9%.

Representative Example: £1,200 borrowed for 18 months. Total amount repayable £1628.28 in 18 monthly instalments of £90.46. Total Interest £428.28. Interest Rate 49.9% pa (variable). Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Loan term lengths from 3 to 36 months.
†Loan amount subject to lender's requirements and approval. Subject to lenders requirement and approval. Once approved, your cash will be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.
*New Horizons will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan.
If you accept a lender’s loan offer, they will perform a hard credit search.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
New Horizons is a registered trading name of New Horizons Finance Limited, which is an Introducer Appointed Representative of Flux Funding Limited, who are a credit broker, not a lender.

What are same day loans for bad credit?

Thanks to changes in the law and increased competition in the industry, there has never been a bigger selection of same day loans from which to choose from. Same day loans are specifically designed to quickly provide people with small amounts of cash. Created to help people whom unexpectedly find themselves in need of funds, same day loans are distinct thanks to their quick application and processing time. Understanding that everyone is different, many direct lenders in the UK now offer a variety of same day loans in order to match the many different situations people can find themselves in.

How we compare

Why use us?
How much can new customers borrow?
Up to £5,000
No fees, ever!
What are the repayment terms?
3 to 36 Months
No paperwork
Representative APR
49.9% (variable)
No obligation quote
Can I apply with bad credit?
Yes
Instant decision
Can I repay in instalments
Yes
Flexible repayment
Do we credit check?*
No
No credit footprint

Ready for a quick loan?

Access £50 to £5,000 today

Secure UK Site Secure UK Site

100% No obligation loan quote

Accept and get your cash in 15 minutes

We don't charge any fees, ever!

We don't credit check*

Same day loans for bad credit questions:

Q1 – Can I get a same day loans for bad credit?
Q2 – Can I get a payday loan if I have bad credit?
Q3 – Can I get an emergency loan for bad credit?
Q4 – How do same day loans work?
Q5 – Are same day loans regulated?
Q6 – Will you sell my data?

Can I get a same day loans for bad credit?

One of the most popular types of loans is the same day loans for people with bad credit. In the past, a bad credit score meant that it was much more difficult to be approved for a loan. As such, people with bad credit were often reluctant to even apply for a loan, with many simply not trying at all. This, unfortunately, led to an increase in illegal money lending; forcing many people to deal with unauthorised lenders. In a bid to stop this and help ensure that everyone has equal access to emergency loans when they need them, many of the biggest and most trusted direct lenders in the UK now offer quick loans for people with bad credit; allowing these people to get the money they need the same day as they apply.

Bad credit loans process

Apply Online

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Get the Best Rate

Find the best rate from a panel of lenders

Instant Approval

Every day we accept 1000's of applications

Get Cash in Minutes

Loans paid within 15 minutes

Flexible Repayment

100% no obligation quote

Can I get a payday loan if I have bad credit?

The quick answer is yes. Looking past a person’s credit history, many lenders now use more relevant data when assessing an application. Focusing on your current financial and employment status rather than whether you may have missed a loan repayment in the past, many lenders now offer same day loans that have been specifically designed for people with bad credit. Understanding the often urgent nature of such loans, as well as taking advantage of online banking, lenders now offer incredibly quick services. As such, many lenders now guarantee to pay the money you need directly into your account the same day; with many taking just hours or less to process.

No Credit Check Loan

 

Find your best rate loan without needing an initial credit check.*

‘Soft Credit Match’ technology matches your profile to over 50 Financial Conduct Authority (FCA) approved loan companies without leaving any mark on your credit record.

With no obligation & no cost – it’s the best way to find a loan with no credit check.*

Get Your CreditMatch

Can I get an emergency loan for bad credit?

As an independent broker, our role at New Horizons is to match you with the very best loans for your specific requirements. Wanting to ensure everyone has equal access to payday loans, we specialise in helping people with bad credit get access to same day loans when they need them. Understanding that such loans are often required in stressful, urgent circumstances, we will do everything we can to make the entire process as quick and easy as possible. Furthermore, we only work with lenders that pass our strict criteria. All of the lenders we deal with are authorised and regulated by The Financial Conduct Authority and offer full transparency regarding every aspect of their loans. As such, they guarantee that there will be no hidden fees or shocks.

How do same day loans work?

Same day loans work in the same way as other short term loans. Our quick application process and the lenders we work with means that we are able to get a decision within a couple of minutes and if you are approved, you could receive your emergency loan on the same day

Are same day loans regulated?

Yes, all loans are regulated by The Financial Conduct Authority. This means that New Horizons has to act in the customers best interests at all times. Also, it means that we can only work with other regulated companies and this ensures that our customers are treated fairly at all times.

Will you sell my data?

New Horizons does not work with any external marketing companies and will never sell your information to a business for marketing purposes. New Horizons will not pass marketing consent to any company, this means you will only be contacted about your application for the product you are applying for.

If you are struggling with your debts and require assistance. You can speak to the companies below, free of charge.

moneyadviceservice.org.uk
stepchange.org
nationaldebt

Ready for a quick loan?

Access £50 to £5,000 today

Secure UK Site Secure UK Site

100% No obligation loan quote

Accept and get your cash in 15 minutes

We don't charge any fees, ever!

We don't credit check*